How to Choose the Best Data Plan for Your Budget
It's time to find a data plan that works for you.
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Well if you're like a lot of Americans, you're doing exactly that by not paying attention to your monthly data usage. In fact, almost half of smartphone-dependent users have had to cancel or suspend their data plans due to financial problems. So why are we leaving all that money on the table?
A lot has changed since wireless data coverage hit the market, but you might be able to slash your monthly payments by a considerable amount if you're willing to do a little homework. Here, we present a series of questions that can help you parse through all those different data plans to choose the right package for your budget.
How much data do you really need?
It's tempting to spring for an unlimited data plan, but chances are you'll end up overpaying for something you don't need. It's very easy to overestimate your data usage, and even if you feel the need to overpay "just in case," there are plenty of steps you can take to limit your data usage. For example, you could automatically switch to WiFi when you're at home or work, or restrict the use of background data (which has the added benefit of limiting battery drain).
The first step in determining the right plan is figuring out just how much data you need. You can get a feel for this by looking at your phone's data settings. This will give you a better picture of how much data you use in a typical month, and reveal which apps or services are hogging the most data. The findings may surprise you—unless, of course, you've been mainlining Netflix on the subway...
https://www.giffgaff.com/how-much-data-do-i-need
Now you should have an idea of how much data you need. If you're one of the 30 percent of Americans that use 500MB or less a month, there are lots of options out there for you—many under $20 a month. Some services like Freedompop will even give you talk, text, and data coverage for free after signing up. It's a great time to have a smartphone.
How often do you talk on the phone?
How often do you use your phone for talking, anyway? Many carriers (and MVNOs) offer plans with lower minute totals if you use you mobile device as more of a computer than a phone. If you're willing to ditch an unlimited talk plan—and still require a lot of data—many pre-paid plans like T-Mobile's $30 a month unlimited text/data plan (scroll to bottom) will allow you to forgo the massive piles of minutes in favor of unlimited data.
Get your plan, and enjoy your lower bill
Once you've found the plan that fits your needs (and your wallet), take the plunge and see how it works out. If you went with a pre-paid plan you can always ditch it for another one if things don't work out the way you planned. Early termination fees are rapidly going the way of the dodo, and you'd be foolish not to take advantage of it.
Hopefully now you're armed with enough information to make a sizable dent in your monthly phone bill. Just be sure to answer the questions posed here and you'll be sure to find the best plan for your wallet. No sweat.
Global Telco trends and facts
Cell phones are great—they keep us in touch with friends and family and can be life savers in an emergency. But they can also be annoying if not used thoughtfully. Your phone doesn’t have to be on all the time and you don’t always have to answer it immediately. Learn to use your phone’s features like silent ring, vibrate and voice mail to handle the times when your phone would be bothering others if it rang and you answered it.
- Be in control of your phone, don’t let it control you!
- Speak softly.
- Be courteous to those you are with; turn off your phone if it will be interrupting a conversation or activity.
- Watch your language, especially when others can overhear you.
- Avoid talking about personal or confidential topics in a public place.
- If it must be on and it could bother others, use the “silent” mode and move away to talk.
- Don’t make calls in a library, theater, church, or from your table in a restaurant.
- Don’t text during class or a meeting at your job.
- Private info can be forwarded, so don’t text it.
- NEVER drive and use your phone at the same time.
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